Gynecologists and obstetrics are considered to be the risky specialities and as doctors they face probably the greatest risk of medical malpractice. Since parent-patients have high expectations and believe in excellent outcomes, every possible mistake of the health professional is treated as an opportunity to suit the doctor for the inappropriate care. Therefore, facing an adverse outcome, families very often wonder whether that was a bad luck or a ban medicine.

The survey conducted recently has revealed that nearly 80 percent of the obstetricians in the United States had been sued at least one time. That means that they are undergoing high risks acting as doctors. This partly explains why ob gyn malpractice insurance premiums are the most expensive ones. Moreover, many charges reach the multi-million-dollar mark.

Malpractice insurance for OB/GYN’s vary greatly from state to state, many times from county to county within a single state, based on historical claims data and jury accusations. For example, the highest premium state is Florida, whereas Minnesota is the lowest OB/Gyn premium state.

Nexus Insurance Services is a professional liability insurance broker that nationwide provides insurance for doctors and medical students.
The affordable rates together with the system of available discounts allow us to be one of the most popular insurance providers in the United States.
Obtaining our medical malpractice coverage OB/GYN’s get the following benefits:
- A reliable malpractice insurance;
- Flexible system of discounts;
- Free quote option;
- Credible protection;
- Individual approach.

Malpractice insurance is a critical issue for every physician as well as medical student. In the United States doctors and students have to protect themselves and obtain liability insurance that will protect them in case of a patient’s suit or will cover attorney’s fees.

Therefore, it’s very important to choose a realible physician malpractice insurance provider. You are highly recommended to pay special attention to such factors as malpractice insurance cost and premiums that brokers usually withdraw from the health professionals.

Moreover, the cost of any doctor insurance depends upon the state you’re living in and the duration. In fact, it’s highly depend upon your qualification, i.e. malpractice insurance rates are different for ob/gyn’s and surgeons. There are a lot more factors that should be taken into account while purchasing physician liability insurance.

You can take a stake in your future career but without liability insurance you won’t feel safe and secure. Thus, take care to be protected by the reliable medical malpractice insurance. For more details go here.

Malpractice insurance is a necessary component of a medical student’s curriculum. In the United States the majority of universities require that medical students have insurance when enrolling for classes. At Nexus Insurance Services, it is one of our goals to help medical students find affordable malpractice insurance for their specific program of study…Read more…

Even if you are a medical student with a supervisor who is responsible for your actions, you can still be held liable if an unexpected mistake happens to a patient. This is why medical student malpractice insurance is so important – especially for students who are still learning all the different aspects of health care.

Students can purchase medical student malpractice insurance coverage for a short term period. For the majority of states, insurance is a requirement to qualify for the state board license exam, so students can buy coverage for one or two months to fulfill that requisite. Also, some universities will not provide coverage for visiting medical students, so if an international student will be doing an internship in the U.S. for a few months, they can purchase a short-term policy.

Special Discounted Rates for Medical Students

Many malpractice insurance providers offer medical students discounted rates on coverage. You can also receive a discount if you are a recent graduate of medical school.

No Hassle Medical Student Malpractice Insurance Coverage

We understand the specific needs of medical students and know that saving money is a top priority. So many students want to go into the medical field but are worried about the high cost of malpractice insurance. We don’t want this to be the only things that stops you from a rewarding career, so we work hard to get students affordable rates.

In the future, medical students will be able to purchase their malpractice insurance coverage directly online through our website and receive a certificate of insurance within 24 hours!

Click here to request a quote now!

As a physician assistant, choosing the right medical malpractice insurance can be a challenge because of all the different types of policies available nowadays. At Nexus Insurance Services we help you sort through all your available options and guide you through the process of choosing the right type of policy.Read More

Regardless of your specialty, you will receive excellent rates from top-rated medical malpractice insurance providers. The amount of coverage and the rates for insurance can vary widely depending on your specialty, the location where you work, and the limits of liability that you choose.

For example, if you work in a high-risk specialty like assisting an OB/GYN or a cardiovascular surgeon, you may want to choose a policy that will provide a high amount of coverage. However, if your duties are low-risk such as performing routine diagnostic management of patients, then perhaps the minimal coverage of $100,000 or $300,000 could suffice.

Special Discounts on Physician Assistant Malpractice Insurance

Special discounted rates for physician assistant malpractice insurance are available if:

● You are currently a student physician assistant
● You attend risk-management classes
● You are claims-free. If you’ve been a physician assistant for more than five years and have a good track record with patients, you may be eligible for a discount on your premium.

Other types of discounts and special rates may come up from time to time, so we stay up-to-date on the physician assistant malpractice insurance industry to ensure that you receive the best rates possible.

Contact us today to see what discounts and special rates you qualify for!

Doctors, surgeons, nurses, and most other medical professionals are sometimes required to purchase medical malpractice insurance, also called personal liability insurance, before becoming employed by a facility or opening a private practice. Though the medical field is the most common market for malpractice insurance, other fields may require personal liability or malpractice insurance as well.

Malpractice insurance is designed primarily to provide medical professionals protection from lawsuits, though there are other personal coverages provided with most policies. A malpractice insurance policy will cover the insured up to values of several million dollars. However, the amount of necessary coverage varies from state to state, as different statutes apply to malpractice law in different areas.

When most people think of malpractice insurance, they think of doctors, especially surgeons and obstetricians, who are most frequently sued by patients. Though such doctors may have higher malpractice insurance premiums than others, they aren’t the only ones who benefit from coverage. Dentists, nurses, therapists, optometrists, and even diagnostic laboratories are required to carry malpractice insurance. Schools that provide education in the medical field with training involving hands-on clinicals must also carry malpractice insurance to cover their faculty and students.

Malpractice insurance is often one of the most expensive types of insurance policies that can be purchased. Premiums are adjusted for the type of medicine practiced, the type and amount of coverage needed, and whether the insurance covers an individual or a group. Other circumstances that affect the premiums of malpractice insurance include the location of the practice and the laws that prevail there. Though the majority of doctors and medical professionals never need to use their malpractice insurance, it is a necessary safety net and is required by law in many locations.

Related information:

• Physician assistant malpractice insurance
• Medical student malpractice insurance
• Physician/surgery malpractice insurance
• Surgery/imaging center malpractice insurance
• Workers compensation insurance

Watch our video on:

• YouTube
• Metacafe

Perhaps the best known kind of liability and malpractice insurance is medical malpractice insurance. This type of insurance policy is geared toward medical professionals. It could be triggered, for example, if a doctor is sued by a patient for causing harm during a surgical operation. A patient might also bring a lawsuit if a medical professional fails to properly diagnose a condition or disease.

Typically, such a policy works like any other type of property or casualty insurance. Medical professionals shop for malpractice insurance through their insurance broker or agent. Every year, they must either renew with their current malpractice insurance company or search for cheaper or better insurance from another insurance company. The medical professional pays an annual premium for their coverage, which protects him or her up to a certain limit. Medical malpractice coverage can also include legal fees that a medical professional might have if they are sued.

Other types of liability and malpractice insurance include professional liability insurance, which is similar to medical malpractice insurance but can be designed for other professionals, such as lawyers, architects and engineers. Professional liability insurance is similar to other liability and malpractice insurance products. It is meant to protect the lawyer or architect in the event that a clients, partner, or other third party claims that they were harmed financially or otherwise while the professional was providing services. The professional pays his or her professional liability insurance company a set premium each year for a certain amount of insurance coverage.

Depending on the nature of a company and its size, a business enterprise might seek to purchase other kinds of liability and malpractice insurance. For larger organizations with a board and executives, directors and officers liability insurance could provide protection to the company and those individual officers if they are sued by investors. Another kind of liability and malpractice insurance is errors and omissions insurance. This kind of insurance is very similar to professional liability insurance in that it protects professionals like accountants and insurance agents if they fail to provide proper advice to a client and the client then seeks damages from them.

Related information:

• Physician assistant malpractice insurance
• Medical student malpractice insurance
• Physician/surgery malpractice insurance
• Surgery/imaging center malpractice insurance
• Workers compensation insurance

Watch our video on:

• YouTube
• Metacafe

Read more…

On the other hand, liability insurance is only responsible for the other party’s losses. Your person and your property are unprotected, but liability insurance protects you from being held responsible for the other party’s damages.

There are different types of liability insurance such as general liability, D & O liability, employer liability, and professional liability insurance.

General liability works in much the same way as auto liability insurance, but covers businesses. General liability protects a company from third party claims.

D & O liability stands for “directors and officers” liability and is intended to cover the acts or omissions of those in the director or officer position. An entire company should not be held liable for the statements, actions, failure to act, or other mistakes that are the responsibility of an officer or director.

Employer liability is also known as worker’s comp, and it is a mandatory form of liability insurance coverage that all businesses must carry. While it sounds like it is intended to protect the employee, which it does to some degree, it is actually protection for the employer in case of injury, job related illness, or other damages for which the employee might sue the company.

Professional liability is similar to malpractice insurance, although the coverage may not be as comprehensive as some malpractice policies in different fields. The purpose for professional liability insurance is to protect those seen as professionals or “experts” in a given field, who may not be protected by general liability due to their expertise. When one is seen as a professional, he is held to a higher standard and is therefore often considered to hold greater liability towards his clients. Consequently, he needs more coverage than general liability insurance offers.

Related information:

• Physician assistant malpractice insurance
• Medical student malpractice insurance
• Physician/surgery malpractice insurance
• Surgery/imaging center malpractice insurance
• Workers compensation insurance

Watch our video on:

• YouTube
• Metacafe

Related information:

• Physician assistant malpractice insurance
• Medical student malpractice insurance
• Physician/surgery malpractice insurance
• Surgery/imaging center malpractice insurance
• Workers compensation insurance

Watch our video on:

• YouTube
• Metacafe

Insurance

Related information:

• Physician assistant malpractice insurance
• Medical student malpractice insurance
• Physician/surgery malpractice insurance
• Surgery/imaging center malpractice insurance
• Workers compensation insurance

Watch our video on:

• YouTube
• Metacafe